From: Kevin Wilhelmy <Kevinthedingo@cox.net>
Subject: Fwd: SSH SD San Diego 01/17/08 Meeting Minutes 
Date: Sun, 17 Feb 2008 23:26:58 -0800

Here is what went out to the group. I hope you find this helpful.   Most of us believe in it. We believe it is the proper way to go. As I say in the email to the SSH SD Alumni, I am still working to provide info to the clan on about Brown Dean for the purpose of making sure we have all the facts. But as I state to the group, this is not the best way to go because he is not experienced in bankruptcy. Some members of our unified group have already signed on. The wife of a FL CFI is going out to Melbourne for the meeting there next week. Talk to Mike Berger.

They have numbers of attorneys, and interns to take our case load of 2700 students. People will be grouped based upon aes, citibank, refinancing your house and CFI's. On March 10th this firm will be having it's first meeting with the debtor as well as all of the other creditors on the bankruptcy doc. Our unification has rendered in it's final stages. You have your decision to make. Make your resolution on this matter. You can go it on your own, you can go with another attorney. The choice is yours. I will be attaining engagement letters for our group as they ran out.

I know some of you may have already gone other ways. Like it has been said around our group before we might do that and we wish each other the. Jeremy's latest information about Dan Reed as let us know that was a dangerous road. This is a highly specialized case. There is not much option.

Best regards, Kevin

Begin forwarded message:

Subject: SSH SD San Diego 01/17/08 Meeting Minutes

Good evening everyone.

Happy to report more information with you tonight. Here are the facts with regards to our meeting with the reps Burger and Associates. Representatives from Burger and Associates: Gail & Georgeann. Topics discussed: Burger and associates recommendations: 
1.	File your proof of claim. CFI's will have to fill them out differently. We have not yet made instructions for CFI's. If you would like instructions please contact Rena Tucker rena.tucker@cox.net Or Brandy Drake brandy_154@msn.com 
2.	Contact your lending institution and dell them you would like to defer your loan payments at zero percent interest. *They will probably tell you no on the zero percent interest. Just never hurts to ask* Under any circumstances do not give them your ratings or hours.  Your progress at the current time is not at question. It SSH is. 
3.	This is bankruptcy court. What does that mean to you? Bankruptcy supersedes any other court motion that is in progress. Unless this was a murder trial, No other court will interfere. So if you bring a civil case or for that matter a federal case, Bankruptcy court says, "Screw you, go home." 
4.	There are currently many people who work in the federal system who are eager to crack open a case of this magnitude. Given the facts that they have relayed to the federal bankruptcy system, people there are very interested in the matter. 
5.	We are working to get these loans dissolved. The fact of the matter is that this is a ponzi scheme and the loan companies knew it given a multitude of facts that have come to light. Mike burger started this law firm off with a ponzi case. Georgeann has worked a ponzi scheme case. 
6.	Gail teaches in a Los Angeles University, Students will be working on our case. This ensures that they can handle us as clients as they will be working with us in groups and also individually. 
7.	Your Credit: The firm has stated that putting your loan on deferment will help the process. Once the client base is formed they are going to contact the credit agencies on your behalf to put the student loan on hold until the matter is settled. This will not help you in if you are defaulting on your credit card payments, but this will freeze will help make sure that your account standing does not changes. 
8.	If you do not sign up and go it alone and a class action situation develops where the group gets our desired resolution and resolves the loans then you will receive the same resolution.   However you will be required to sign a document with the bankruptcy court stating that you are responsible for timely submitting all documents sent out and all documents needed. If we get less than our desired resolution the resolution for you could also be reduced. 
9.	Additional Fees: There are also no additional fee. The contract specifically that it is $800 to retain there services. No more no less. They will be "..representing your interest at the 341(a) meeting of creditors, representing your interests at any 2004 exam that we deem to be appropriate,..." After looking it up here: http://www.uscourts.gov/rules/BK_Forms_06_Dir/Form_254_INSTRUCTIONS_2.07.pdf 
10.	If you financed your home or paid cash, you have a harder case.  Getting your money back will prove more difficult. However any and all assets will that are recovered by the firm will go to it's clients. The $800 dollar fee is the only thing that the firm is charging. All costs waived.
11.	Many students signed retainer agreements with them. I am very sure that they have the abilities to go after this 
12.	Even though Charlie Morganstein recommended a bankruptcy firm that specialized in NV, I am still waiting to hear what Brown Dean has to say. While he is not charging a retainer fee. However, He does not have experience in bankruptcy. This is what we need. 
13.	Gail is licensed out of NV. 
14.	This firm is in constant communication with the office of the NV. bankruptcy trustees to monitor the case. 
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